Personal Service

Insurance Programs

Independent

Our Aims

Services

Inquiries

Who we are

Partial List of Companies

Term Life Rates

Health Insurance Rates

HMO Rates

Established in 1960 by Jack Kelley, our company has grown to a full service financial and insurance agency.

Currently, Jack Kelley C.L.U. & Associates serves the insurance needs of over 1,000 individuals and families, and the insurance needs of over 500 business concerns in Lorain and adjacent counties.

Our office includes a state-of-the-art computer system for record keeping, estate and financial planning. In addition, we have a special rating computer so that rate and financial comparisons can be made of the country's finest insurance companies.

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A Professional Agency With Personal Service

Jack Kelley C.L.U. & Associates, is a firm of proven professionals and caring and conscientious people; the kind of people you can depend on.

Our primary objectives are:

• to be ethical and fair in all our dealing,
• to be interested in people and their problems, and offer creative solutions,
• to treat the client's needs as though they were our own, and never recommend anything that we wouldn't apply to ourselves in the same situation.

We have a commitment to maintain a high standard of excellence in all that we do and to establish a firm relationship of mutual trust and service with each of our clients.

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We Offer You Complete Insurance Programs

PERSONAL COVERAGE:

• LIFE INSURANCE - For protection of your loved ones.
• INDIVIDUAL HEALTH - To cover out patient and hospital care.
• DISABILITY - Income when you are unable to work.
• IRA'S, MUTUAL FUNDS & ANNUITIES - For your investments.

BUSINESS COVERAGE:

• DEFERRED COMPENSATION
• KEYMAN INSURANCE
• PARTNERSHIP
• GROUP HEALTH, LIFE & DISABILITY
• 401K & PENSIONS & ALTERNATIVES
• TAX DEDUCTIBLE BONUS LIFE INSURANCE

FINANCIAL PLANNING:

• VARIABLE ANNUITIES
• TAX DEFERRED ANNUITIES
• VARIABLE UNIVERSAL LIFE
• MUTUAL FUNDS
• IRA'S & PENSION ROLLOVERS

ESTATE PLANNING:

• WEALTH TRANSFER STRATEGIES
• 2ND TO DIE SURVIVORSHIP LIFE INSURANCE
• GIFTING AND TRUST APPLICATIONS

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We Are An Independent Insurance Agency

We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and your goals are achieved.

We represent a carefully selected group of financially sound, reputable insurance companies, and we place your policy with the company offering the best coverage at a competitive price.

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Our Aims . . .

To reduce your insurance cost, and maximize benefits.

Our professional staff analyzes your insurance requirements and shops the insurance companies for the best offer.

Your existing insurance is examined and recommendations and cost comparisons are submitted to you for review.

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The Services You Can Expect

• Complete analysis of your insurance needs.
• We design a responsible protection program for you, using our knowledge and years of experience, best suited to your situation with a competitively priced proposal.
• We move quickly to get prompt service for your needs.
• We periodically review the benefits of your insurance program in light of your changing needs and goals.

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We Invite Your Inquiries

Jack Kelley C.L.U. & Associates are prepared to provide you with a no cost, no obligation review and comparison of your insurance.

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Who We Are . . .

Our expertise is based on a well-trained, experienced professional staff and a serious conscientious attitude toward our clients.

Shown below is a partial list of our Jack Kelley C.L.U. & Associates "family":

Jack Kelley, C.L.U.
Insurance Consultant

Gale Root
Insurance Consultant

Mike Kelley
Insurance Consultant

Edward Horner
Insurance Consultant

Rochelle A. Klena
Office Manager

Kathleen Kelley
Customer Service

Barbara C. Kelley
Bookkeeper/Controller

Richard Albers, CPA
Tax Consultant

Affiliated with:
Masters Insurance Agency for -
Business, Property, Homeowners, & Auto

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A Partial List of The Companies We Represent

• C.N.A.
• Medical Mutual
• Mutual of Omaha
• Golden Rule
• Southwestern Life
• Great West Life
• Standard Life of Indiana
• Union Bankers
• American Guardian
• Genesis Health Plan
• First Colony
• Allied

• New York Life
• Penn Mutual
• Metropolitan Life
• American Life & Casualty
• Equitable of Iowa Companies
• Central Reserve Life
• Illinois Mutual
• Kemper Group
• United Chambers
• Kansas City Life
• Lincoln Benefit
• Jackson National

Chartered Life Underwriter
Life Underwriter Training Council Fellow

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Genesis Health Plan of Ohio offers employer groups of 2 or more lives the most comprehensive health care available. Every hospital in Lorain county is included, plus 11 additional Northeast Hospitals including Cleveland Clinic.

Easy access to over 3,000 physicians, no co-pays for office visits, no inpatient deductibles, and a prescription drug card.